Invest in Your Future with our Education Loan
A Loan to provide the coverage of financial needs either to university or scholar tuition or the tuition for training or educational courses.
Why Vitas?
Vitas understands the significance of education in unlocking opportunities and shaping a brighter future. With Vitas Educational Loan, you can pursue your dreams and equip yourself with the necessary competencies for the workplace, whether through academic or practical courses. Our loan covers a wide range of educational expenses, including tuition fees for universities, schools, and vocational licenses.
Fast and easy loan disbursement: Enjoy a hassle-free experience provided all necessary paperwork is complete. | Amount | Interest Rate (%) | Min EIR % | Max EIR % | Terms |
|---|---|---|---|---|
| 1500 | 30 | 40.71 | 6 - 42Months | |
| 1501 - 2000 | 30 | 40.27 | 6 - 48Months | |
| 2001 - 3000 | 30 | 39.59 | 6 - 48Months | |
| 3001 - 4000 | 28.5 | 37.27 | 6 - 48Months | |
| 4001 - 5000 | 28.5 | 36.85 | 6 - 48Months | |
| 5001 - 6000 | 23.5 | 30.45 | 6 - 48Months | |
| 6001 - 8000 | 23.5 | 30.07 | 6 - 48Months | |
| 8001 - 10000 | 23.5 | 29.74 | 6 - 48Months |
Commission for granting credit is calculated in accordance with the provisions of Article (3) of the provisions of Articles (4/b/13), (43/h), and (65/b) of the Central Bank of Jordan Law No. (23) of 1971 and its amendments, and the provisions of Article (17/b) of the Finance Companies Law No. (107) of 2021.
In case the credit approval stipulates a condition of salary transfer based on an authorization document, where the monthly installment is deducted directly from the transferred salary to the bank (according to the terms of the agreements signed between the company and the relevant banks), the bank's commission for the cost of salary transfer deduction, issuance, and management of the authorization documents is calculated and deducted from the net loan amount, subject to the terms and conditions.
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